Short term disability payments from The Standard, will be reduced by the Paid Family Medical Leave (PFML) benefit amount.
To report a STD or LTD claim
The Standard: STD FAQ
(includes PFML)
Disability Coverage - Employer Paid
Benefit eligible employees will automatically be enrolled in short-term and long-term disability coverage the first of the month following 90 days of employment.
If you’re missing time from work due to your own medical condition, and are in a benefit-eligible position, you may qualify for disability pay. It will be your responsibility to contact The Standard to start your disability claim.
| Short-Term Disability Insurance | ||||||
|---|---|---|---|---|---|---|
| Gross-weekly benefit | Maximum gross-weekly benefit | Benefit waiting period | Maximum benefit period | |||
| 60% of your weekly covered earnings | $2,000 | 14 Days Accident 14 Days Sickness |
90 Days for Accident 90 Days for Sickness | |||
Long-Term Disability - Employer Paid
If you become injured or sick and you cannot work, this coverage pays a portion of your paycheck when you become disabled and can’t work for an extended period of time due to a covered illness or injury
Examples:
- Cancer
- Pregnancy
- Mental health issues
- Fractures
- Long term recovery from accident
- No need to file a claim. Benefits seamlessly transition from Short Term to Long Term Disability.
- Pre-Existing conditions apply – coverage will not be payable to a condition or injury previously incurred prior to obtaining coverage
| Long-Term Disability Insurance | ||||||
|---|---|---|---|---|---|---|
| Gross-monthly benefit | Maximum monthly gross benefit | Benefit waiting period | Maximum benefit period | |||
| 60% of your monthly covered earnings | $7,500 | 90 days | Social Security Normal Retirement Age* | |||
24 months – SSNRA if you are unable to perform in any occupation and have at least a 40% loss of earnings.
All plans have exclusions and limitations. See Appendix B for more information.
Video: Disability Insurance
The Standard
STD Benefits at a Glance
Seguro Colectivo Por Incapacidad De Corto Plazo
The Standard
LTD Benefits at a Glance
