Benefit eligible employees can elect to purchase Voluntary Supplemental Health Benefits coverage the first of the month following date of hire or date of benefit eligibility.
There are three options available and employees can enroll in any combination of coverages offered for yourself, your spouse or domestic partner, and/or your dependents.
Stay financially protected when accidents happen. Whether it’s a sports injury, slip and fall, or broken bone, this coverage pays cash benefits for ER visits, fractures, x-rays, surgeries, and more. Chubb has customized this plan to pay an increased benefit if you are admitted to the Salem Health hospital or visit a Salem Health emergency room.
Why consider it? Benefits are paid directly to you regardless of your medical coverage, and it’s ideal for active individuals, families with kids, or anyone who faces out of pocket expenses after an accident.
Accident Insurance Disclaimer
Lump-sum protection for major health events. This benefit pays a tax-free lump sum directly to you if you’re diagnosed with a serious condition like cancer, heart attack, or stroke. The funds can be used however you choose—medical bills, transportation, lost wages, or living expenses.
Why consider it? It provides financial breathing room during a difficult time, includes advocacy and support services, and ensures you’re not alone when facing a major diagnosis.
Critical Illness Insurance Disclaimer
Protect your finances from hospital-related costs. Even with health insurance, hospital stays can bring unexpected out-of-pocket expenses like deductibles, copays, and non-covered services. This plan pays cash benefits directly to you when you are admitted to the hospital, visit the ER, or have outpatient surgery.
Why consider it? It provides a financial cushion during recovery, can be used for any purpose (rent, travel, groceries), and is especially helpful if you’re on a high-deductible health plan.
